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Housing Loan

Purpose

For purchase / construction of house.

Eligibility

Application for this category can be made individually or jointly. In case of joint applicants, hte income of cobrrowers if any will be added.
Minium gross salary of Rs. 10,000/- and or net salary Rs. 5000/-
In case of self employed / businessman, minium gross annual income should be Rs. 1.20 Lacs.

Loan Limit

80% of the agreement value, Registration charges and stamp duty, or
70 times of monthly salary. or6 times of gross annual income or
Maximum of Rs. 15 Lacs, whichever is minium.

Rate of Interest

13% p.a.

Repayment Period

up to 180 months.