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Loan Interest Rate % P.A. from 02.05.2024
# TYPE OF LOAN INTEREST RATE
1 PERSONAL LOAN 16.00%
2 PROPERTY MORTGAGE LOAN 15.5%
3 BUSINESS TERM LOAN 14.5%
4 VEHICLE LOAN 15%
5 PLANT AND MACHINERY LOAN 15%
6 LOAN AGAINEST LIC/NSC 12%
7 HOUSING LOAN 10.5%
8 CASH CREDIT A/C-HYP 13%
9 RENT SECURITISATION 15%
10 SECURED OVERDRAFT FACILITY UPTO 25 LAKH 13.00%
10 SECURED OVERDRAFT FACILITY ABOVE 25 LAKH 14.00%
11 EDUCATIONAL LOAN 11%
12 GOLD LOAN 10%
13 GOLD LOAN -BULLET SCHEME 10%
14 WORKING CAPITAL TERM LOAN 15%
15 TATKAL PROFESSIONAL LOAN 13%
16 TATKAL WOMEN EMPOWERMENT LOAN 12%
17 TATKAL LOAN TO SALARIED EMPLOYEES 13%
18 TATKAL LOAN TO SKILLED / SELF EMPLOYED 14%
19 OVERDRAFT AGAINST STOCK/DEBTORS 13%
20 SECURED OVERDRAFT AGAINST GOLD 12%
21 SECURED OVERDRAFT -NSC/KVP/LIC 12%
22 VYAPARI UTKARSH LOAN 13%
23 VASTU LOAN 13%
24 MAZE VAHAN LOAN ( 2 & 4 Wheeler) 10.25%
25 VAHAN VYAVSAYIK LOAN COMMERCIAL USE 10.50%
26 PRIVILEGED WORKING CAPITAL TERM LOAN 13%
27 NMB BUSINESS LOAN UPTO 25 LAKH 11.00%
27 NMB BUSINESS LOAN ABOVE 25 LAKH 12.00%
28 PERSONAL LOAN U/S 49 12%
29 RAILWAY EMPLOYEES PERSONAL LOAN 13%

* On Loan Against FDR / Overdraft Facility 2% Above The Prevailing Deposit Rate.